Share Certificates
Ready to save? Security First Credit Union has several savings products to match your needs and future goals. Give us a call or stop into one of our Branch Locations to learn more about how we can help you save! 956-661-4000
Fees may reduce earning on accounts. Dividends compounded and credited monthly on all share accounts, share certificates, & IRA certificates. Early Withdrawal Penalty: We may impose a penalty if you withdraw any of the principal before the maturity date.
* APY – Annual Percentage Yield. Minimum average daily balance required to obtain the APY for the dividend period.
Share Certificate of Deposit Special Disclosure:
†Annual Percentage Yield. Terms, conditions, and restrictions may apply. APY is accurate as of November 1, 2024, and is subject to change at any time without notice. A $500 minimum deposit is required. Penalty for early withdrawal. Fees may reduce earnings on the account. This promotion does not apply to Individual Retirement Accounts (IRAs).
The Board of Directors, as required by law, reviewed and set the rates to be paid on the following accounts effective November 1, 2024. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any Security First Credit Union Office.
Your Security First Credit Union deposits are insured by the NCUA.
The National Credit Union Administration, a US Government agency, insures SFCU deposits up to $250,000, per individual depositor.
Learn more about how your accounts are federally insured – click here
Share Certificate Special
Take advantage of our Special 6 Months, 12 Months, and 24 Months Term specials on share certificates today! Minimum deposit of $500 required. †
Term Share Certificates
Minimum Balance: $500.00
| Term | $500-999.99 Div | $500-999.99 APY | $1,000-24,999.99 Div | $1,000-24,999.99 APY | $25,000-49,999.99 Div | $25,000-49,999.99 APY | $50,000-99,999.99 Div | $50,000-99,999.99 APY | $100,000 and greater Div | $100,000 and greater APY |
|---|---|---|---|---|---|---|---|---|---|---|
| 6 Months† | 2.00% | 2.02% | 2.00% | 2.02% | 2.00% | 2.02% | 2.00% | 2.02% | 2.00% | 2.02% |
| 6 Months | 1.30% | 1.31% | 1.30% | 1.31% | 1.40% | 1.41% | 1.45% | 1.46% | 1.50% | 1.51% |
| 12 Months† | 3.93% | 4.00% | 3.93% | 4.00% | 3.93% | 4.00% | 3.93% | 4.00% | 3.93% | 4.00% |
| 12 Months | 1.30% | 1.31% | 2.40% | 2.43% | 2.45% | 2.48% | 2.55% | 2.58% | 2.65% | 2.69% |
| 15 Months | 2.55% | 2.58% | 2.60% | 2.63% | 2.70% | 2.74% | ||||
| 18 Months | 1.85% | 1.87% | 2.40% | 2.43% | 2.60% | 2.63% | 2.65% | 2.69% | 2.75% | 2.79% |
| 24 Months† | 3.69% | 3.75% | 3.69% | 3.75% | 3.69% | 3.75% | 3.69% | 3.75% | 3.69% | 3.75% |
| 24 Months | 1.95% | 1.97% | 2.80% | 2.84% | 2.85% | 2.89% | 3.05% | 3.10% | 3.10% | 3.15% |
| 31 Months | 3.15% | 3.20% | 3.20% | 3.25% | ||||||
| 36 Months | 2.00% | 2.02% | 2.85% | 2.89% | 3.00% | 3.05% | 3.20% | 3.25% | 3.30% | 3.35% |
| 37 Months | 2.05% | 2.07% | 2.90% | 2.94% | 3.05% | 3.10% | 3.25% | 3.30% | 3.40% | 3.46% |
| 43 Months | 2.10% | 2.12% | 2.95% | 2.99% | 3.10% | 3.15% | 3.30% | 3.35% | 3.45% | 3.51% |
| 48 Months | 2.15% | 2.17% | 3.00% | 3.05% | 3.20% | 3.25% | 3.35% | 3.41% | 3.50% | 3.56% |
| 60 Months | 2.20% | 2.22% | 3.05% | 3.10% | 3.25% | 3.30% | 3.40% | 3.46% | 3.55% | 3.61% |
| 84 Months | 3.10% | 3.15% | 3.30% | 3.35% | 3.45% | 3.51% | 3.60% | 3.67% |
Term IRA Share Certificates
Minimum Balance: $1,000.00
| Term | $500.00-999.00 dIV | $500.00-999.00 APY | $1,000-24,999.99 Div | $1,000-24,999.99 APY | $25,000-49,999.99 Div | $25,000-49,999.99 APY | $50,000-99,999.99 Div | $50,000-99,999.99 APY | $100,000 and greater Div | $100,000 and greater APY |
|---|---|---|---|---|---|---|---|---|---|---|
| 6 Months | 1.30% | 1.31% | 1.30% | 1.31% | 1.40% | 1.41% | 1.45% | 1.46% | 1.50% | 1.51% |
| 12 Months | 1.30% | 1.31% | 2.40% | 2.43% | 2.45% | 2.48% | 2.55% | 2.58% | 2.65% | 2.69% |
| 15 Months | 2.55% | 2.58% | 2.60% | 2.63% | 2.70% | 2.74% | ||||
| 18 Months | 1.85% | 1.87% | 2.40% | 2.43% | 2.60% | 2.63% | 2.65% | 2.69% | 2.75% | 2.79% |
| 24 Months | 1.95% | 1.97% | 2.80% | 2.84% | 2.85% | 2.89% | 3.05% | 3.10% | 3.10% | 3.15% |
| 31 Months | 3.15% | 3.20% | 3.20% | 3.25% | ||||||
| 36 Months | 2.00% | 2.02% | 2.85% | 2.89% | 3.00% | 3.05% | 3.20% | 3.25% | 3.30% | 3.35% |
| 37 Months | 2.05% | 2.07% | 2.90% | 2.94% | 3.05% | 3.10% | 3.25% | 3.30% | 3.40% | 3.46% |
| 43 Months | 2.10% | 2.12% | 2.95% | 2.99% | 3.10% | 3.15% | 3.30% | 3.35% | 3.45% | 3.51% |
| 48 Months | 2.15% | 2.17% | 3.00% | 3.05% | 3.20% | 3.25% | 3.35% | 3.41% | 3.50% | 3.56% |
| 60 Months | 2.20% | 2.22% | 3.05% | 3.10% | 3.25% | 3.30% | 3.40% | 3.46% | 3.55% | 3.61% |
| 84 Months | 3.10% | 3.15% | 3.30% | 3.35% | 3.45% | 3.51% | 3.60% | 3.67% |
